What happens if I can’t pay my mortgage?

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Understanding Your Options

You could get in touch with your lender, as they may have options available for homeowners who are struggling.

For example, you might be able to –

Switch To An Interest Only Mortgage

Instead of a repayment mortgage, where you repay the capital plus interest.

Extend Your Mortgage Term

This will lower your monthly repayments, however, it means you’ll pay more interest overall.

You might also be able to take a payment holiday or reduce the amount you are paying for an agreed period. Before making any decisions, it’s a good idea to speak to us first.

You could also consider reducing subscriptions to services like Netflix, shopping around for better deals on broadband insurance, and drawing up a budget to see where else you might be able to cut costs.

Here to Help

We understand that, many homeowners are very worried about rising mortgage rates. We are here to advise you about your options and help you make informed decisions about the future – so please get in touch.

Your home may be repossessed if you do not keep up repayments on your mortgage.

You are now leaving the website of The Mortgage Stop Ltd and we cannot be held responsible for the content of this external website.
You are now leaving the website of The Mortgage Stop Ltd and we cannot be held responsible for the content of this external website.
You are now leaving the website of The Mortgage Stop Ltd and we cannot be held responsible for the content of this external website.