Mortgages with Poor Credit

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Mortgages with Poor Credit

Poor Credit Mortgages

If you have poor credit, The Mortgage Stop can help you get a mortgage. We have access to specialist lenders that provide adverse credit mortgages for people with low credit scores, so we can find the best deal for you. We have years of experience and access to thousands of deals from hundreds of lenders, so we can find the right mortgage for you even if you have had issues with your credit history. 

  • Access to specialist lenders that provide mortgages for people with adverse credit
  • Over 20 years of experience and access to thousands of deals from hundreds of lenders
  • Find the right mortgage for you even if you have had issues with your credit history

Contact us today to speak to one of our mortgage advisers and get started on securing your lending requirements.

Get a call back from one of our mortgage advice experts

Complete your info below and an expert mortgage adviser will get back to you as soon as possible

Why should you use a mortgage adviser?

Why use a mortgage adviser?

  • Access to over 11,000 deals from the whole market
  • Impartial advice from an expert mortgage adviser
  • Qualified and regulated professionals
  • Access to exclusive deals

Going direct to a lender?

  • Advice on lender products only
  • Missing out on potential deals from specialists
  • Many lenders don't like complex circumstances
  • No single point of contact to help you

Conclusion:

If you have poor credit, it can be difficult to get a mortgage. This is where a mortgage adviser like The Mortgage Stop can help. We have access to specialist lenders that provide mortgages for people with poor credit, so we can find the best deal for you. We have years of experience and access to thousands of deals from hundreds of lenders, so we can find the right mortgage for you even if you have had issues with your credit history. 


Contact us today to find out more about how we can help you get a mortgage or remortgage, even if you have poor credit. We can help you get the best deal possible and ensure that you are able to buy the home of your dreams.

Case Study: How we helped a client with poor credit secure a mortgage

Sarah had always been good with money. She was careful with her spending and always made sure to pay her bills on time. However, a few years ago, she ran into some financial difficulties. She lost her job and struggled to find another one that paid the same. This led to her falling behind on her rent and credit card payments and some bills. As a result, her credit score took a hit.

Recently Sarah decided it was time to buy a house. She had been saving up for a deposit and was confident she could make the monthly payments. However, when she applied for a mortgage, she was denied because of her adverse credit history.

Sarah met a number of mortgage brokers, but they all told her the same thing. No one was willing to give her a mortgage because of her credit score. She was starting to lose hope until she found The Mortgage Stop.

How We Helped:

The first thing The Mortgage Stop did with Sarah was to help her understand what had led to her bad credit score.  We explained how late payments and defaults could impact a person's score. We also helped Sarah develop a budget so she could get a better handle on her finances.

Because we had access to the whole of the mortgage market, we were able to find a lender who was willing to give Sarah a mortgage.

We also helped Sarah create a plan to improve her credit score. This way, she can access better deals in the future which will give her a wider choice of lenders who wouldn't be willing to lend to her in the future.

Sarah is now on the path to owning her own home and her credit score is slowly improving. She's grateful that she sought out our help when she did as it has made a huge difference in her life.

If you're in a similar situation to Sarah, don't despair. There are plenty of options available to you, even if your credit score isn't perfect, Give us a call today

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

Sarahs Feedback

It was wonderful talking to Rita. I am a first time buyer with very little knowledge on the subject, Rita took the time to explain everything to me that I could need. And help me plan for the future!

I would definitely recommend The Mortgage Stop and will be coming back to them when its time to renew my mortgage. 

Don't just take our word for it...

When you speak to one of our mortgage advice experts you will know that they are always doing their best to secure your mortgage, and if we aren't able to help you just yet, then we'll make sure you understand why and how you can become mortgage ready.

our mortgage Advice fee guarantee

If we fail to secure you a mortgage offer, then you don't pay us our fee

If we are unable to secure you a mortgage offer then we guarantee that you won't have to pay our fee. This means you can feel confident that we're always working for you to ensure your mortgage is secured.

Get a call back from one of our mortgage advice experts

Complete your info below and an expert mortgage adviser will get back to you as soon as possible

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