First Time Buyer Mortgage Advice

FREE no obligation consultation with a mortgage adviser to help you understand your options

  • Expert team with over 20 years experience and rated 5 stars so you know you can trust the advice your receiving
  • We have secured over £13m of borrowing in 2021 with 96% of mortgages secured offers within 10 days
  • With over 100+ lenders and access to 11,000+ deals we access each day to get the right mortgage for you

Get a call back from one of our mortgage advice experts

Complete your info below and an expert mortgage adviser will get back to you as soon as possible

Expert first time buyer mortgage advice

First Time Buyer Mortgage Advice

We know how hard it is to buy your first home, that's why our expert mortgage advisers take the time to guide our first time buyer mortgage clients through every step of the process.  

We'll find you a great mortgage that fits your budget and gets you into your first home.

  • Our mortgage advisers have years of experience in the buy to let market and will guide you through the process of choosing the right mortgage for your needs, whether you're a first time landlord or an experienced investor.
  • We'll also keep you up to date with changes in the buy to let market so that you can make informed decisions about your investment. 

Contact us today to speak to one of our mortgage advisers and get started on securing your lending requirements.

Get a call back from one of our mortgage advice experts

Complete your info below and an expert mortgage adviser will get back to you as soon as possible

Why should you use a mortgage adviser to help with your first time buyer mortgage?

Why use a mortgage adviser?

  • Access to over 11,000 deals from the whole market
  • Impartial advice from an expert mortgage adviser
  • Qualified and regulated professionals
  • Access to exclusive deals

Going direct to a lender?

  • Advice on lender products only
  • Missing out on potential deals from specialists
  • Many lenders don't like complex circumstances
  • No single point of contact to help you

Conclusion:

If you're a first-time buyer, going to a mortgage lender direct could mean you don't get the best mortgage deal. A mortgage adviser is someone who can help you find the mortgage that suits your needs from the whole of the market, not just products from one mortgage lender.

As a first-time buyer, it's likely you'll have lots of questions about getting a mortgage. A mortgage adviser can give you mortgage advice to help answer these questions and understand the mortgage process. They will also be able to guide you through each stage of getting a mortgage, from finding the right mortgage to completing the paperwork.

If you're not sure whether using a mortgage adviser is right for you, give us a call and we can talk you through the process and answer any questions you have.

Case Study: How we helped Stacey and Scott buy their first home

Stacey and Scott were looking for mortgage advice as first-time homebuyers and were struggling with where to start and find the process confusing. They were finding it difficult to research all the different options and compare rates from different lenders. 

They went to their bank but they only told them about their products and they were not sure if they were getting the best deal. Their bank also didn't really help them understand:

  • all the different types of mortgages and the pros and cons of each.
  • how much they could borrow and what their monthly payments would be.
  • what all the fees and charges were and what they were for

When they got their first quote back, they were shocked at how much the fees were and weren't sure if it was worth moving forward with it all. They were also wary of using the estate agents' in-house mortgage broker because they weren't sure if they would be getting impartial advice.

How We Helped:

The Mortgage Stop helped them by sitting down with them and explaining the process in a way that was easy to understand. We explained all their options and helped them compare rates from different lenders. We also helped them make sense of all the fees.

We also helped them understand how much they could borrow and then worked through their budget to help them understand what kind of monthly payments they would be comfortable with. We also helped explain any other associated costs that they might not have been considering such as life insurance.

In the end, Stacey and Scott felt confident that they had found the right mortgage for their needs and were able to move forward with their purchase with peace of mind.

If you're a first-time homebuyer and you're struggling with where to start, we can help.  Give us a call today.

Your home may be repossessed if you do not keep up repayments on your mortgage

Stacey and Scott

We have just received our official mortgage offer all thanks to Rita and The Mortgage Stop. As first time buyers the idea of mortgages can be very scary but Rita made this a stress free process for us.

Simple steps on what was needed and great support throughout, we could not be happier with the service we received. I would thoroughly recommend The Mortgage Stop to anyone looking for a new home or advice to put you in the right direction. Thank you once again.

Don't just take our word for it...

When you speak to one of our mortgage advice experts you will know that they are always doing their best to secure your mortgage, and if we aren't able to help you just yet, then we'll make sure you understand why and how you can become mortgage ready.

our mortgage Advice fee guarantee

If we fail to secure you a mortgage offer, then you don't pay us our fee

If we are unable to secure you a mortgage offer then we guarantee that you won't have to pay our fee. This means you can feel confident that we're always working for you to ensure your mortgage is secured.

Get a call back from one of our mortgage advice experts

Complete your info below and an expert mortgage adviser will get back to you as soon as possible

Discover our latest articles

Where our journey started

I wanted to share my journey so far, I'm still learning but

View More

Page [tcb_pagination_current_page] of [tcb_pagination_total_pages]

Page [tcb_pagination_current_page] of [tcb_pagination_total_pages]

Page [tcb_pagination_current_page] of [tcb_pagination_total_pages]

Cookies

By using this website, you agree to our use of cookies. We use cookies to provide you with a great experience and to help our website run effectively.