First Lender to Launch 95% Mortgage


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First lender announces that they will be launching a 95% mortgage exclusively for First Time Buyers from tomorrow

The first lender to announce they will be launching a 5% deposit mortgage from tomorrow has shared details of the conditions that they will apply for the offer:

  • Fixed for 5 years at 3.99%
  • Product fee of £995
  • Free standard valuation
  • Maximum borrowing of £500,000
  • Not available for flats, new builds or in Northern Ireland
  • Normal lenders affordability rules will apply

Accord Mortgages is not using the governments new Mortgage Guarantee Scheme for this however we think this is the start of many lenders who will be announcing their new offerings in the coming weeks.

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