UK Landlords Property Investment Intentions Show Mixed Signals in Q4 2022
The Mortgage Works’ Q4 2022 buy to let barometer report highlights mixed signals from the UK’s private rented sector. The report’s findings suggest that while landlords remain optimistic about the long-term prospects of the buy to let market, they are becoming increasingly cautious in the short term. The typical landlord in Q4 2022 had 7.5 […]
Case Study – How we helped a first-time landlord purchase his first buy to let
It’s never too early to consider your family’s financial future, especially if you’re self-employed or own a business. We just assisted a customer in making his first buy to let investment despite the fact that he was a self-employed contractor working through his small company. The Background – Over five years ago, we first […]
Case Study – Buy to let properties come in all shapes and sizes
Some landlords are searching for unusual or distinctive houses to help them get the most out of their investment. Our client wanted to acquire a London high-rise apartment in a 40-story building. We assisted them in obtaining their mortgage by working with the developer, lender, and surveyor. The Background: Our client was a foreign national […]
Landlords not confident in their ability to be ready for the Energy Efficiency Requirements
With around four years until all new private rented tenancies to be in properties with at least an Energy Performance Certificate (EPC) rating of “C,” new research from The Mortgage Works (TMW) revealed a lack of confidence among landlords about being able to meet the necessary criteria on time. Lack of awareness of the new […]
4 Top Tips for New and Aspiring Buy to Let Landlords
Legislation hasn’t been kind to buy to let landlords in recent years. And that’s putting it mildly! In a bid to free up homes for social housing and reduce the private rental sector, George Osborne first hit buy to let landlords with tax changes to their buy to let mortgage interest relief around 2017. Then […]
Is a limited company buy to let the only way forward for property investors
If you’re reading this and considering buying a buy to let property in a limited company, you might be asking yourself if you should be going down that route. Or maybe you’ve already decided on using a limited company. Whatever your situation is, here’s some things we think you should consider. How mortgages for limited […]
Stamp Duty Changes and 95% Mortgages Explained – Part 1
On Wednesday the Chancellor, Rishi Sunak, announced two key proposals in his March 2021 budget that impacts first time buyers & anyone looking to move home or invest in property. We look at the chancellors plans in a little more detail and how it may impact our clients. This is the first of a two-part […]